Houston – © 2009 - I woke up this Sunday morning with the urge to witness and publically share my love for God and Jesus Christ. I felt if I did, God would bless the homeowner advocate movement, my family and I and others. I initially was concerned about publically peeling back the layers of my faith. However, in Matthew 10:33, it reads “But whoever disowns me before men, I will disown him before my Father in heaven.”

Since I believe that all things are possible with God and know for a fact if it were not for God’s love, grace and mercy that I would have died a long time ago from the stress I have endured as a result of living among the dead, evil spirits that live in the hearts, minds and bodies of the soldiers for the nonbelievers.

Let me give you a brief peek into my personal life so that you will better understand where I am coming from. In a five-year span I lost my mother, father, a younger brother, most of my aunts except one who lingered for a few years before passing and all of my uncles. I came from a family in which my father had eight living siblings when I was born and my mother had four living siblings. There was a bit of a lull after the five-year death toll and then within another few years, I lost a few cousins and the remaining aunt and my God mother. Then in 2004, my beloved husband Johnnie, my partner in this war with the homeowner association industry, suddenly passed away.

Each time that I lost a loved one, I was struggling with a homeowner association foreclosure issue or some kind of homeowner association distraction. When my mom died (she lived in Ohio), I was distracted the week before she became ill and was unable to speak with her before she became unable to communicate.

God has tested me over and over again in many different situations but I will not turn Him loose because I know He is just making me stronger for more battles that I cannot even envision.

A couple years ago, I went into my “former” bank, Compass Bank. I was called there by a bank employee and when I got there Patricia Kosler called me to her desk. At the time I had personal and business accounts with the bank. I was in there to discuss one of my personal accounts that was having unusually high insufficient funds activity even after I was depositing money to cover the insufficiencies. After Ms. Kosler gave me my account history, as I was looking at how my deposits had been applied “after” a transaction causing the insufficiencies, I said in a normal, quiet, even tone that “I am thinking about filing a class-action lawsuit against this bank because something is wrong with this.” At that point, Ms. Kosler became outraged. She clenched her hands into shaking fists at me, jumped up and became menacing toward me. She said she would call the police and have me removed from the bank. I asked why since I was not doing anything to warrant that and if anything, she seemed to be the one out of control.

She disappeared for a few minutes and returned. As I was getting up to go to the teller to close out all of my accounts, I looked to the left and saw a policeman in the bank manager’s office observing me and confirmed after I left the bank after completing the account closures he was in fact there because of a call received from Ms. Kosler stating I was causing a commotion. I obtained an incident report and on it, found out that Ms. Kosler had lied and told the police department that I was cursing and screaming. Of course, this can easily be proven if I could have ever gotten my hands on the tape every bank has of their lobby. The fact there was no police report filed by the police because I actually was not cursing and screaming and that was confirmed by the police, prompted me to file a lawsuit. The incident added to my stress level. Needless to say, the attorneys for the bank found a way to get the case dismissed and to get the Federal court where they had the case transferred to conduct an ex parte communication in which they obtained an order while I was out of the country on vacation.

God directed me to another bank—Amegy Bank—and that is where I am now enjoying a peaceful existence. Once again God created stress in my life but He resolved it. My knee-jerk reaction when this incident occurred was to handle it myself when I should have immediately just prayed on it and let go and let God. It would have then been no stress with a better outcome, had I remembered 1 Corinthians 4:5, “therefore, do not go on passing judgment before the time, but wait until the Lord comes who will bring to light the things hidden in the darkness and disclose the motives of men’s hearts; and then each man’s praise will come from God.”

Having discovered right after my husband passed that the community I live in has a homeowner association that illegally annexed my house and others in 2002 during an election in which there were not enough proxies but they passed the annexation issue any way was just another heap on the pile of injustice already endured by others and myself. Once again the day of justice was withheld momentarily due to the temporary rubber band placed on my rights to not have to pay money to something I don’t belong to and to possibly lose yet another house for nonpayment of maintenance fees if that ever were to happen again. The attorney that represented me and other homeowners regarding this issue turned out to be laundering money and neglected our case. Stress once again.

The next big battle is currently taking place and that is another foreclosure possibility and this time it is with Wells Fargo over a state-generated tax deferral. This time, after having had many, many court battles with Lucifer’s soldiers, I made the decision to let go and let God. I decided after looking back on my history of trials and tribulations, which also included being laid off from a job, to do as Jesus said for me to do and that is to “love your enemies, do good to them which hate you, bless them that curse you, and pray for them which despitefully use you.” (Luke 6:27-28)

Yesterday, I received a fresh copy of my credit report that now says under “Wells Fargo Home Mortgage”, “Status: Open/Never late.” All of the erroneous, negative credit reporting which had placed me in a foreclosure position was gone. I never filed a lawsuit on this matter of my credit and I had a better outcome.

I am not a preacher and I am not trying to be one; but I say to all those who are troubled in whatever matter it may be—it could be a homeowner association issue, a health issue, a financial issue, a relationship issue, and so forth, the only court, the only judge, the only agency that will resolve our issues is God and His son Jesus Christ.

None of us know what is ahead. All we can do is plan, hope and pray. As I said earlier in this article, I awakened today with the urge to publically proclaim my love for God and His son Jesus Christ because I know I have survived my spiritual battles because I have put on the whole armor of God. I am convinced that there is no court in the land, or there will be no justice obtained in any area, unless we first pray and say to God, if it is His will, may it be done. Nothing is going to be done or blessed unless it is God’s will. We may have a temporary fix or think we are getting away with something, but God is the final judge of it all.

It does not matter how smart we think we are, how much money we have, how powerful we think we are, how clever we think we are, how many members we have in our group, who we know, what legislator we talk to and rely on or who we are related to, how hard we work and perhaps more importantly, how right we are, we will never stop homeowner association foreclosures or change any HOA misbehavior in Texas, Arizona, California, Florida or any other state, until we put God and His son Jesus Christ in the middle of the battle. We cannot fight evil spirits alone. As long as we try to fight our own battles, we will continue to fail at whatever we do or it will be just another band aid on a cancerous situation. Everything we do or try must be led by God.

I have told members in my group – The National Homeowners Advocate Group, LLC – and homeowners I talk to regarding their problems that we cannot separate our homeowner problems from God. We must merge Him with our difficulties and put him in the middle of our struggle with the people who are profiting from our pain and suffering. We are being outspent and we are outnumbered but if we place God at the helm, we will succeed—not only at stopping foreclosures by homeowner associations but in every other aspect of our lives. We can enjoy a visible blessed event in our lives if we stop trying to resolve the issues by ourselves and/or legal representation and let God help. He has to be brought into the picture for success or we will never be successful at what we are trying to do.

As I see it, every time I pick up the paper, turn on the television, or listen to the radio, I read, see or hear something that is so outrageous, it blows me away. The level of disinterest, distrust, abuse and dishonor that is taking place among our brothers and sisters is at an all-time high. How can we expect to succeed if we are trying to operate without God? How can we have so much disregard for each other’s pain and suffering and right to enjoy our life and property, that we think we are going to continue to be successful and surprised when it starts blowing up in our face because sometimes punishment comes before Jesus’ day of judgment.

As a Christian, I wanted to say don’t give up. Keep on praying. Prayers work. If something occurs that you don’t understand, don’t give up your faith. We must put prayer back into our homeowner association foreclosure movement. We must put prayer back into the way we live from day to day. Don’t just go to church and as soon as you are back on the parking lot, it is business as usual—cutting people off on the highway, zipping in and out of traffic—causing accidents. Going on your job, disliking your co-workers and bringing tears and heartache to them. Backbiting and spreading rumors about your “friends”. Having sex with your married co-workers and friends’ boyfriends and husbands; girlfriends and wives. Be an inspiration – make people happy to see you coming—not causing them to take a quick detour into the restroom when they see you. I believed when I woke up this morning with this article on my mind that if I was not ashamed to proclaim to the world my love for God and His son that He would bless my family, the homeowner advocate movement and me. If we don’t start putting God right smack in the middle of this movement, we will never stop the foreclosures and other criminal activity occurring in these communities. God is still in the battle fighting business and He knows how many spiritual battles we have yet to fight. So hold on, pray, God is still alive and well and answers all prayers.

It is a beautiful Sunday morning and the last Sunday in August, 2009. May all that read this article, be blessed by God and prosper in whatever good you do.

harvellajones@yahoo.com © 2009 – All rights reserved